Home/Grow Your Business/Merchant Rewards
NextPay Merchant Rewards

You accept cards every day.
Now earn rewards for it.

Process payments with NextPay and earn real rewards on every dollar you run — travel, luxury goods, electronics, gift cards and more. No extra steps. No separate spending. Just rewards for the business you already do.

+120,000
points a year on
$50k/mo processing
Here's what's been missing

Your customers have always earned rewards for paying you. Now you earn them, too.

Every time a customer taps a rewards card, they earn miles, cashback, or points — funded in part by the fees you pay. You've been powering the rewards economy this whole time. With NextPay Merchant Rewards, you finally earn on it too.

How it works

Simple as frequent-flyer miles — for your business

No extra steps and no new habits. You run your business exactly as you do today, and the rewards take care of themselves.

01

Process payments

Accept cards at your counter, online, or on the go — just like you always do.

02

Points are earned

Every dollar you process automatically converts to reward points in the background.

03

They accumulate

Your points build up in your personal rewards account month after month.

04

Redeem for anything

Travel, luxury goods, electronics, gift cards and more — from a 6,000+ item catalog.

6,000+ items · reward catalog

What you can earn

Not statement credits. Real rewards you can use for yourself, your team, or your family.

TravelFlights · hotels · rental cars
Luxury GoodsWatches · handbags · jewelry
ElectronicsAirPods, Xbox, iMac & more
Gift Cards200+ brands
MerchandiseHundreds of unique items
100%
of your volume earns

Every processed dollar counts toward your rewards.

6,000+
items to redeem

From gift cards to a Rolex — your points, your choice.

Rewards estimator

How many points would you earn?

Enter your monthly processing volume and see exactly what's waiting for you — earned automatically, just for doing business as usual.

Your business

Monthly card volume

The total you run through cards each month.

$/ month
$2k$125k$250k+

100% of your processed volume earns points — no extra steps, no separate spending.

10,000
points / month
120,000
points / year
Sample rewards · 6,000+ items

What you can actually get

A taste of the catalog. Your points, your choice — for you, your family, or your team.

Luxury Watches
Rolex Submariner
1,970,000 pts
Cartier Ballon Bleu
2,428,800 pts
Omega Master Co-Axial
1,462,800 pts
Breitling Chronomat
1,173,000 pts
Omega Seamaster
814,200 pts
Trip Packages · flight for 2 + hotel · from
Maui, HI
455,000 pts
Miami, FL
487,500 pts
Las Vegas, NV
520,000 pts
Aspen, CO
825,500 pts
Cancun, MX
845,000 pts
Electronics
Xbox Series X
62,040 pts
Apple AirPods Max
75,840 pts
Galaxy Tab S10+
138,000 pts
iMac All-in-One
179,280 pts
Electric Scooter
690,000 pts
Gift Cards · 200+ brands · from 12,000 pts
Amazon
from 12,000 pts
Uber
from 12,000 pts
Starbucks
from 12,000 pts
Nordstrom
from 12,000 pts
Best Buy
from 12,000 pts
Get more from your rewards

Talk to a rewards specialist

We'll walk through your current processing volume, show you exactly how many points you're earning, and share strategies to maximize your rewards — including ways to accelerate your points earning.

  • A personalized rewards strategy for your business
  • Tips to accelerate your points faster
  • Help navigating the 6,000+ item catalog
  • No cost, no pressure — just honest advice

Start earning rewards

We'll reach out within one business day.

Good to know

Common questions

Do I have to change anything about how I accept payments?
Nothing changes. You process payments exactly as you do today — points are earned and tracked in the background automatically.
Is this only available if I process with NextPay?
Yes — the rewards program is a benefit included with your NextPay merchant account. If you're not yet a NextPay customer, contact us and we'll get you set up.
When do my points show up?
Points are calculated based on your monthly processing volume and credited to your rewards account regularly. You can check your balance anytime through your portal.
Can I use the rewards for my employees or team?
Absolutely. Your points are yours to use however you'd like — for yourself, your family, your team, or even as employee recognition rewards.
How do I redeem?
Once you're enrolled, you'll have access to your rewards portal where you can browse the full catalog and redeem points directly. No phone calls needed.
Ready to start earning?

You've been processing payments. Now get rewarded for it.

Enroll in NextPay Merchant Rewards and turn your everyday volume into real rewards — set up the right way, at no net cost.

Back to Grow Your Business